Tax Time = I.O.U.

So, it's tax time AGAIN.

Every year my tax accountant, Bryan, says the same thing: "You need to buy a house or have a baby."

This year I said "I am thinking of buying a baby. Does that work?"

He laughed.

But, then I came up with another idea. I get the tax break now and I give the I.R.S. an I.O.U. for a baby AND a house.

If it works for Uncle Sam, it should be OK for me.